Job Description

Work Station: Head Office
DUTIES AND RESPONSIBILITIES 

• To validate all collateral documents such as bonds and securities, stocks and shares guarantee, mortgage documents etc
• To ensure that clients are debited  or billed all charges and interests on due dates as specified in the Credit Instruction Memo or as customacy
• To follow up on the stipulated loan installment or repayment provisions.
• To notify concerned departmental Officers promptly of any defaults or other irregularities.
• To prepare monthly reports on all credit committee on incomplete or missing documentation for transactions already booked.
• To initiate Bank of Tanzania and other periodic reports 
• To initiate monthly reports to Credit Committee on all accounts graded less than 'good', including detailed month-end outstanding 
• To maintain an up to date collateral data in the system 
• Reconciliation of loan repayment account to ensure accuracy of all credit records and timely identify and resolve discrepancies 
• Monitoring of disbursed funds and ensure proper utilization in line with loan agreements
• To carry out any other duties assigned by the supervisor from time to time 

QUALIFICATIONS, SKILLS, EXPERIENCE AND COMPETENCIES 

• Holder of Bachelor Degree in one of the following fields; Agricultural Economics & Agribusiness, Agricultural extension, Economics, Business Administration, Banking and Accountancy, Banking and Finance, Economics, Commerce or equivalent qualification from recognized institutions.
• Advanced proficiency in Microsoft Office Suite, with a strong emphasis on Microsoft Excel for data analysis and reporting
• Demonstrated expertise in resolving credit- related issues, including payment discrepancies, delinquency tracking and account reconciliations.
• At least two years of experience in Credit Administration in a financial institution 
• Strong analytical capability to interpret complex financial data, identify patterns and support strategic decision- making
• Sound judgment in assessing creditworthiness, evaluating loan applications and determining appropriate credit limit based on financial insights 
• Exceptional organizational skills with the ability to manage multiple priorities, meet strict deadlines and work efficiently under pressure 
• High attention to detail and accuracy, particularly in maintaining financial records, performing data entry and conducting credit analysis

To apply for these positions, please visit our TADB career portal at https://www.tadb.co.tz/careers/ or submit your application via email to: careers@tadb.co.tz

Applicants are required to attach the following to their respective applications
1.Application letter showing how you meet the requirements of the position.
2.An up-to-date Curriculum Vitae
3.Contacts stating name in full, physical address, telephone numbers and e-mail addresses of the candidates
4.Certified copies of relevant certificates 
5.Names and full contacts of three(3) referees


Closing date: Applications should reach the undersigned not later than 4.00pm on Sunday, 10th of August 2025. For further information, please visit the Bank's website; www.tadb.co.tz
If you have not heard from us four weeks after the closing date, consider your application unsuccessful.

Skills Required

• Analytical Skills
• Communication Skills
• Economics
• Financial Management
• Negotiation Skills
• Problem Solving
• Teamwork
• Time Management